Home Government Services Updated Pag IBIG Housing Loan Monthly Amortization Table

Updated Pag IBIG Housing Loan Monthly Amortization Table

Updated Pag IBIG Housing Loan Monthly Amortization Table
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One of the institutions in the Philippines that offers various loan products to all Filipinos is the Pag-IBIG Fund from salary loan to multi-purpose loan. But the primary loan product of Pag-IBIG is the housing loan. Many Filipinos have benefited from this type of loan. They own their dream houses through a Pag-IBIG housing loan.

If you’re one of the many Filipinos planning to apply for housing loan from Pag-IBIG Fund, it makes sense to know the updated monthly amortization. Recently, the Pag-IBIG Fund had released the latest table for the monthly amortization and computations. The fund that you will get from housing loan can be used for buying a new house, refurbishing an existing one, and funding other needs.

How it is computed?

Using Pag IBIG loan calculator  

Also if want to know how your loan is computed you may try to use the Housing Loan Amortization Calculator from pag IBIG.

pag ibig loan calculator

Click HERE to use’

Aside from the new computation of the monthly amortization, the Pag-IBIG Fund also upgraded the payment schemes and the number of years for as long as 30 years.

Interest Rates

1 Year 3 Years 5 Years 10 Years 15 Years 20 Years 25 Years 30 Years
5.375% 6.375% 7.270% 8.035% 8.585% 8.800% 9.050% 10.000%


To explain further, if your loan is worth Php100,000.00 the expected monthly amortization that you should pay is Php8,781.25.  It is payable for 12 months.

Pag IBIG housing loan requirements application

As you are thinking to apply for a housing loan from Pag-IBIG Fund, you need to produce the following requirements:

  • MSVS or the membership status verification slip
  • Two copies of the housing loan application
  • Latest photo ID

You should also prepare your proof of income and other documents that may be asked by the evaluator. Knowing the basic computation of the monthly amortization for the housing loan is essential. This way you’ll know if you can afford to repay it in the given time. In fact, the computation is so simple and all you must do is to refer to the updated table.

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