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Ways to Avoid Illegal Recruiters

Ways to Avoid Illegal Recruiters

Scared of illegal recruiters? You better be! These are people who will trick you that you can go abroad when you pay them. They will offer irresistible jobs that don’t exist. It’s hard not to believe these people because they will make it look like their offers are true. Many people fall for their trap but be wise enough to recognize them before you give your money away.

Illegal Recruiters are people or agencies that don’t have licenses. There are a lot of them looking for their next victims. This comprehensive report is about Illegal Recruiters. It also lists the tips that the Philippine Overseas Employment Administration (POEA) gives to future OFWs so that they don’t become victims. These are the things that you should remember.

  1. Go to Licensed Recruitment Agencies

Whatever you do, don’t look for the ‘fast way’ to going abroad. You will only feel disappointed when you learn that the agency you’re talking to doesn’t have license. The first step is to look for agencies that have licenses. Even license can be a sham so you still need to verify if what they’re showing you is real.

2. Listen to POEA Advises

Don’t do under-the-table deals. Always verify with the POEA if a ‘recruiter’ is telling the truth about a certain job abroad. A legal job opening will have an ‘approved JO’ (Job order). Another thing worth mentioning is that most illegal recruiters don’t have extensive knowledge about job openings in other countries.

3. Go to Authorized Agencies

Illegal Recruiters will sweet talk you. They will make you believe that what they’re trying to sell to you is real. These ‘real jobs’ that need to go under-the-table are illegal. You might feel drawn to their offers but don’t give in. Remember that you can get real jobs from real companies. Their fees may be higher or the process can be longer but you’re assured that you can go abroad.

4. About Payments

The only allowable placement fee is the first-month salary. There are some cases when charging for placement fee is not even allowed. You can sign these fees but only after signing an employment contract. You also need to ask for an official receipt where the total amount paid by you is written.

It’s also important to note that real agencies won’t ask for immediate payments of the airfares, intended visa, and processing costs. You can pay this after you have a job offer.

5. About Working Visa

Getting a work visa or permit is a prerequisite for getting job offers. Some illegal recruiters tell their victims to get a tourist or visit visa but getting a work visa is more appropriate so you can get the right and legal job. It’ also better to transact with government offices and personnel to avoid fixers and illegal recruiters.

read also: Maaari nang Sampahan ng Kaso ang may Maliliit na Utang sa Pamamagitan ng Batas na Small Claims

Final Thoughts

Illegal recruiters are everywhere and they will lure you to deal with them but choose licensed recruitment agencies when looking for jobs abroad. It may take longer but no one will steal your money when working with these agencies. Also, listen to what the government has to say about the matter. they have your wellbeing in mind and they don’t want you to become a victim. Happy job hunting!

Requirements and Things to Do to Become an NBI Agent

Requirements and Things to Do to Become an NBI Agent

The National Bureau of Investigation is an agency under the Department of Justice. The NBI holds office in the Philippines. It’s responsible for investigating some of the most high profile cases in the country. It’s not easy to apply to the agency. In fact, there are several requirements you should meet if you’re interested in applying.

The NBI prefers lawyers, CPAs, law enforcers or accountants. They hire other courses but within the same area as mentioned above. They hire applicants that have clean records or passed the NBI clearance. Applicants must also have technical skills to get hired.

Though the agency prefers lawyers and CPAs, they still hire NBI staff who aren’t the two. To add, you can apply as an Entry-level special investigator. NBI hire them because working for the agency requires lots of investigative work. Training for NBI involves knowledge in foreign language and excellent criminal case skills. In short, you need to be tough if you want to be part of NBI.

NBI Application Requirements

  • Must be a Filipino citizen with good moral character
  • Must be in excellent mental, physical, and psychological health
  • Must have a baccalaureate degree
  • Must be a board passer or a first grade Civil Service Exam passer
  • Must have a general average of 84% in school
  • Must have no failing grade
  • Must be between 25-35 years old
  • At least 5’5′ in height for males and 5’3″ in height for females
  • Must have a good eyesight
  • Must have no criminal, civil, and/or administrative record, cases, and charges
  • Must not be convicted of any crime
  • Must have no tattoo/s or body piercing

Documentary Requirements

  • Birth Certificate
  • College Diploma
  • Transcript of Records (ToR)
  • Eligibility (Bar, PRC or Civil Service)
  • Marriage Contract (if applicable)
  • Certificate of Residency
  • Photo with a white background (2 pieces)
  • NBI clearance
  • Income Tax Return (ITR), if applicable

NBI Agent Salary and Benefits

Entry-level NBI agents can get Php18,000 a month while Special Investigators get a Php32,000. Older NBI Agents can get Php37,000. NBI Agents can also get benefits like 13th-month pay. They have GSIS, Philhealth, and Pagbig HDMF.

Where to Apply

You can apply at their main office. Their main office is Taft Avenue, Ermita, Manila. Proceed to the Personnel Department of the agency to apply. You can email them at [email protected] for inquiries and other concerns.

What to Expect?

Like with any other job application, getting in the agency will require you to do your best. You will undergo a series of tests, interviews, and exams. This might intimidate you but in every success, there is hard work. You must remember to do your best to get hired by the agency.

Final Thoughts

Joining the NBI may not be as easy as 1-2-3 but if you think it’s your calling then you have nothing to lose. Go ahead and try applying, you might be lucky or this may be your destiny! Good luck and don’t forget to work hard on achieving your dreams.

Now Hiring New PDEA Agents for 2019 | Requirements and Procedures

Now Hiring New PDEA Agents for 2019 | Requirements and Procedures

It’s common knowledge that illegal drugs are one of the most rampant problems of the country. Would you want to help the country in solving this problem? Do you think that you have the guts to fight off the drug syndicates all over the Philippines?

The PDEA or Philippine Drug Enforcement Agency is the agency responsible for the campaign against illegal drugs had announced that it has opened their recruitment program for DEO (Drug Enforcement Officers) this year.


To qualify as an agent, applicants must be;

  • 21-35 yrs. old
  • willing to undergo strict training
  • willing to be assigned anywhere in the country
  • at least 5’ for women and 5’ 2” for men
  • a degree holder from any government-recognized institution
  • a Board passer, career service professional eligible, or qualified under the CSC special laws

Fire Officer, Penology Officer and NAPOLCOM Eligibilities will not be accepted.

The qualified applicants should take the qualifying and neuropsychological evaluation exams. They should also undergo six months of Drug Enforcement Officer Basic Course at the PDEA Academy in Silang.

If you’re interested to apply, submit your application folder to the nearest PDEA Regional Office in your area. The folder should contain the following documents;

  • Application letter addressed to the Director General of PDEA
  • Birth certificate issued by NSO or PSA
  • Fully accomplished Personal Data Sheet
  • Photocopy of Certificate of Eligibility
  • Photocopy of TOR and Diploma

You may also email you application folder to this link [email protected]. You may also contact the following numbers for inquiries; (02) 897-5437 / 09185354378 or 0905351257.

You can also send it to this address;

PDEA Academy

Camp General Marianao Castaneda (PNPA)

Silang, Cavite

After passing the interviews, qualifying and neuro-psychiatric exams, and undergoing the comprehensive 6-month training program at the Academy in Silang, Cavite, you will then be appointed as Intelligence Officer I which is an entry-level position. You will be receiving SG11(Php20,754.00) as based on the Salary Standardization Law of 2015.


Gabay Kung Paano Mag Enroll Sa Free TESDA Courses Online Program

Gabay Kung Paano Mag Enroll Sa Free TESDA Courses Online Program

Good news to our fellow Filipino who wants to add knowledge of their education and learn more about Information Technology, Web Development with use of HTML5 and CSS3, knows how to design anime and move like a real human by learning Animation 3D and many more.

This Technical Education and Skills Development Authority / TESDA Online Program has been there for quite long time but never had an official launch that’s why few of us are not well-known on the said program. This government organization was helping since then by providing scholars and technical course but only this year TESDA will came out big in terms of online education.


Tesda Courses Online Education of Technical Education and Skills Development Authority (TESDA)  offers for those aspiring learner who wants to have a certificate in academic and learn more about deep in different aspects. It’s a good chance for us to take advantage this kind of opportunity.

This online program of TESDA are open to all Filipino like out of school youth, those who are lack of time due to business or work, this also good for OFW’s (Overseas Filipino Workers) during their off duty. You can now study wherever you are and for those people  asking how to apply TESDA Online Courses Education and what courses offered? See below, the complete list of TESDA courses.

List of  TESDA courses offered:

  • Information Technology
    Basic Computer Operation
    Computer Systems Servicing
    Web Development using HTML5 and CSS3
    CAD / CAM Operation
    Animation (3D DIGITAL)
    Microsoft Online Courses
    Game Development
    Game Production Basics
    Developing 2D Games with HTML5
    Developing 2D & 3D Games with Unity
    Software Development Fundamentals
    C# Fundamentals for Beginners
    Udacity – Google Courses
    Android Development for Beginners
    UX Design for Mobile Developers
    SMART SWEEP Lecture Series
  • Tourism
    Food and Beverage Servicing
    Waiter Servicing
    Room Attendant Servicing
    Bus Boy Servicing
  • Housekeeping
    Provide Housekeeping Services to Guests
    Guest Room Attendant Servicing
    Valet Servicing
    Public Area Attendant Servicing
    Laundry Servicing
  • Cookery
    Preparing Sandwiches
    Preparing Egg Dishes
    Preparing Vegetable Dishes
    Preparing Starch Dishes
    Preparing Salads and Salad Dressing
    Preparing Appetizers
    Preparing Desserts
  • Bread and Pastry Production
    Preparing Pastry ProductsElectronics
    Cellphone Servicing
    Solar Night Light Assembly
  • Agriculture
    Fruit GrowerAutomotive
    Diesel Engine Tune Up
    Automotive Battery Servicing
  • Heating, Ventilation and Air Condition
    Packaged Air Conditioner Unit Servicing
  • Trainers Methodology I
    Plan Training Session
    Facilitate Learning Session
    Conduct Competency Assessment
  • Trainers Methodology II
    Curriculum Development
  • Health, Social and other Community Development Services
    Massage Therapy
    Swedish Massage
    Thai Massage
    Shiatsu Massage
    Beauty Care (Nail Care)

For inquiries and other concern, visit Tesda Online Courses Program website  www.e-tesda.gov.ph or  you can send email to [email protected] also you may call +632 – 3837839. Also applicants may visit Tesda schools near your area.

How to create TESDA Online Program Account :

1. Must create an account to TESDA Online Program website.

tesda courses 1


2. After clicking log in you will be redirecting to log in page and hit new account.

tesda courses 2


3. Fill out blank fields (*) with asterisk its mandatory so need to fill that space with correct information.

tesda courses 3


4. After finished filling out you may hit “create my new account” as seen in the attached image and shortly you will receive an email then simply click the link in your email for activation. (sometimes don’t need an activation link)



How to enroll in TESDA Courses Online Program Education:

1.  You may received an email for confirmation and after that you created an account on TOP website you may now log in your account.

tesda free online study

2. Once you are log in tick the desire course you want,

tesda free online education

3. Tick the module you want to take.

 free online course tesda

4. On the topic outline you may hit the “enroll this course” this clickable link located at lower left side pane.

tesda free online training

5. Pop box will appear this will serve as the confirmation hit “YES” now you done, you are now enrolled in the said course.

Share this to give more info’s to others who wanted to take FREE online study of TESDA.

Identified Flood Prone Areas within Metro Manila

Identified Flood Prone Areas within Metro Manila

Now a days most of Metro Manila roads and streets are considered as flood prone areas. When the rain pours heavily, it will surely cause hassle to the commuting public. The scenario gets worse when typhoons strike. It’s not only the commuters that are affected, but also many households that are situated in areas that are prone to flood.

During the third quarter of the year and onward, we should expect for more rain breakdowns that will make most of the roads heavily-flooded. Thus, causes more traffic jams. The traffic is the top issue in Metro Manila. The situation aggravates during rainy seasons when the roads are flooded.

Unlike other causes of traffic, flooding won’t only affect the traffic, but it can also damage the properties such as vehicles. To avoid the hassle and inconvenience due to flooding, you need to be a smart commuter or a wise driver. This can be possible by knowing the areas in Metro Manila that is prone to flood.

image: noah.up.edu.ph

The Metro Manila Development Authority or MMDA has identified the flood prone areas that you should avoid:

  • Buendia – South Superhighway (North and South bound)
  • Burgos – Manila City Hall area
  • Buendia Extension Macapagal Avenue – World Trade Center
  • C-5 McKinley Road
  • C-5 Bayani Road
  • C-5 BCDA, Taguig City
  • C-5 Bagong Ilog
  • Don Bosco, Makati
  • EDSA – Megamall, Pasong Tamo Magallanes Tunnel, Camp Aguinaldo Gate 3, North Avenue Quezon City
  • Espana – Antipolo to Maceda in Manila
  • East Service Road, Sales Street
  • NLEX Balintawak – Cloverleaf
  • North Avenue – Trinoma
  • Philcoa Area, Quezon City
  • Papa – Rizal Avenue, Manila
  • Osmena – Skyway (northbound and southbound) Makati
  • West Service Road, Merville, Paranaque
  • Quezon Avenue, Victory Avenue/Biak na Bato

If it’s raining and you’re planning to drive, you should use apps like Waze and Google Maps so that you will determine where are the flood prone areas.

To keep the public well-informed during rainy seasons, the DOST in coordination with PAGASA and MMDA has created Project Noah. The main objective of this program is to provide accurate, responsive, and integrated disaster prevention and mitigation system to the public. Visiting the website of Project NOAH you can find photos and maps that can help you to monitor the flood-prone areas. Thus, give them early warning system.

You can also visit nababaha.com where you can keep track the flooded areas. This website collects information from Project NOAH and also includes details of disaster-prone areas.

How to be ready during flooding?

It is not enough to be well-informed. You need also to be ready to survive flooding and other unexpected disasters while on the road.

To ensure that your vehicle is protected, you should ensure to have car insurance. Keep in mind that you car can be damaged once it gets stuck in flood. Likewise, before you drive make sure to check your car and practice BLOWBAGETS.

If the weather is bad and you know that it will rain hard, as much as possible you should avoid driving your car. However, if you can’t go without your car, the best thing to do is to keep updated and drive carefully.

100-Days Maternity Leave with Pay Approved by the Congress

100-Days Maternity Leave with Pay Approved by the Congress

Recently, the House Bill No. 4113 had passed the final reading in the Congress with 191-0-0 votes. This proposed bill that increases the number of paid 100-days maternity leave of working women will be forwarded to the bicameral conference committee.

In case that this House Bill will be approved into law, both the government and private sector will benefit from it. The current paid maternity leave is 60-days and once approved, women workers will enjoy additional of 40-days.

image bworldonline

This bill was drafted by both the House of the Representative and the Senate. The main objective of this bill is to allow the mother to spend extended quality time with the newborn. It will also give time to the mother to be fully recovered after giving birth. The authors of this bill emphasized that such period is significant for the baby and the mother.

According to Herrera-DY, the chairperson of the House Committee on Women and Gender Equality, the House Bill 4113 will cover all working women regardless of the status. It is also applicable whether for miscarriage or childbirth.

However, in spite of the willingness to help, the benefit of this bill is only applicable up to the fourth pregnancy. This means that on the fifth pregnancy, the 60-days paid maternity leave will apply. Additionally, Rep. Edcel Lagman had proposed an amendment to penalize employers that will discriminate against women.


Likewise, Alfredo Vargas III of Quezon City that allowing the mother to extend her maternity leaves will reduce the cases of mortality among infants. It’s because the mother can stay and care for her baby for longer periods. It also gives more time to practice breastfeeding that is essential to both the infant and the mother.

Aside from the paid maternity leave that the company will provide, active members of SSS are also entitled to receive the daily maternity benefit according to the average monthly salary credit within 100 days.

How to Withdraw your Pag-IBIG Funds Contributions

How to Withdraw your Pag-IBIG Funds Contributions

Are you a member of Pag-IBIG or the Home Development Mutual Fund? Good news because the agency gave assurance that the members can withdraw or refund the TAV or the total accumulated savings. The TAV is consists of the member’s total annual dividend earnings, employer counterpart share, and the monthly savings.

However, before you can make your withdrawal of your Pag-IBIG Funds Contributions make sure that you qualify the criteria and the requirements for claim.

Membership maturity

To qualify for the TAV’s refund, the member should have 240 monthly contributions. However, for POP or Pag-IBIG Overseas Program members, the maturity of membership is either five, ten, fifteen, or twenty years.

Permanent Insanity or Total Disability

If the member is suffering the following cases of disabilities:

  • If the disability lasts for over 120 days
  • Complete loss of sight (both eyes)
  • Permanent complete paralysis of both limbs
  • Loss of both the limbs or if amputated above the wrist or ankle
  • Brain injury resulting to insanity or permanent imbecility
  • If the total disability is pronounced by a licensed physician


The member has retired from work upon reaching the age of 65 or a minimum of 45 years old. He or she can opt to make refunds upon actual retirement for GSIS, SSS, or other retirements/provident plan.

Termination from work due to health reason

A member who was terminated from work due to health reason is qualified to apply for a refund of TAV from Pag-IBIG Fund.


If the member dies, the benefits will be among the legal heirs pursuant to the New Civil Code.


Basic requirements for making a claim for Pag-IBIG Funds Contributions

  • Fill out the Application for Provident Benefits Claim
  • Valid ID card (with signature and photo) and the member’s Pag-IBIG Transaction Card
  • Government employees must present the Service Record
  • For members of the AFP, a Statement of Service is required

Additional requirements may be requested for the following conditions:

If the member dies, additional requirements should be presented including the following:

  • Death certificate issued by PSA or NSO
  • The acknowledged legal heirs should present the notarized Proof of Surviving Legal Heirs
  • All the children acknowledged must present certified true copy of birth certificate issued by the PSA or baptismal or confirmation certificate
  • The claimant is required to submit the following:
  • Member’s/claimant’s PSA issued birth certificate
  • Member’s/claimant’s baptismal or confirmation certificate
  • A certificate of no marriage or CENOMAR should be presented if the member is single
  • If married, a Marriage Contract of the member should be submitted

If the reason for claiming the refund is due to permanent total disability due to a health condition, the member is required to present the medical or clinical abstract as well as the physician’s certificate.

In case of retirement, the following documents should be presented:

  • Birth certificate issued by PSA/NSO ( certified true copy)
  • Certificate of Early Retirement ( private employees should have rendered at least 45 years)
  • A government employee must submit the GSIS Retirement Voucher
  • For members of AFP, must submit Order of Retirement
  • In case there’s no available birth certificate, the member must present notarized Joint Affidavit of Two Disinterested Persons and certified true copy of Non-Availability of Birth Record

If the member will migrate to another country, the following should be presented:

  • Sworn Declaration of Intention to Depart from the Philippines Permanently (notarized)

Photocopy of passport along with either the Residence Visa/Immigrant Visa/Settlement Visa or any of its equivalent

PhilHealth Benefits Many People Don’t Know They are Qualified

PhilHealth Benefits Many People Don’t Know They are Qualified

As soon as you became a member of PhilHealth, you have the right to know the benefits you are entitled to. Obviously, no matter how healthy a person is, time will come that health problem may happen. Maintaining a good health may require you to spend some amount of money. The sad part is that in times of sickness not all of us can afford to sustain the medical expenses. For us to know the different kinds of PhilHealth benefits you may get let’s read further more.

Fortunately, the government is doing its best to provide the Filipino people medical assistance to those who are in dire needs. PhilHealth is a healthcare agency that provides financial assistance. The assistance can be used to pay for the professional fees and other hospital charges and bills. But, this is applicable only for those who are admitted for hospital confinement.

Perhaps, you would think that most of the benefits given by PhilHealth are for the inpatients only. You are mistaken because this government agency also provides outpatients services and even for critical illnesses.

Here are other PhilHealth benefits members can avail:

Outpatient benefits


PhilHealth offers several services for outpatients. This means even those sick people who are not admitted to a hospital can still ask for financial assistance. The agency covers the partial costs of ambulatory surgeries. Those are non-emergency procedures in which patients can go home on the same day after the procedure.

Outpatients can also avail financial assistance for hemodialysis sessions, blood transfusions, and radiation therapy.


Another benefit that many people don’t know is the TSeKaP. This is a primary care service also known as Tamang Serbisyo para sa Kalusugan ng Pamilya. It is provided for sponsored members indigents, migrant workers, organized groups and legal dependents.

It covers services such as consultations, counseling, digital rectal exams, periodic breast exams, and regular blood pressure measurements. TSekaP is also applicable for chest X-ray, urinalysis, and complete blood count. You can also avail this package to pay for medications for acute gastroenteritis, asthma, urinary tract infection, and upper respiratory tract infection.


People with type Z diseases can avail the Z Benefits Package. This benefit of Phil Health is designed for members that are going through expensive and long-term treatments due to illnesses. Some of the illnesses and procedures covered by Z benefits are the following:

  • An early stage of breast cancer
  • Acute lymphoblastic or lymphocytic leukemia
  • Low to intermediate stage of prostate cancer
  • Low-risk kidney transplant
  • Tetralogy of Fallot surgery for kids
  • Coronary artery bypass graft surgery
  • Early stage cervical cancer
  • Surgery for ventricular septal defects
  • Rectum and colon cancer
  • Selected orthopedic implants
  • Prevention of preterm kidney

The advantage of this particular package is that sponsored members with type Z diseases can avail as much as 100% coverage once they are qualified.

PhilHealth benefits for Mother and Child Benefits


PhilHealth members who are conceiving a baby should inform the agency in order to avail of the maternity benefits. This benefit can be used to pay the prenatal care and delivery. The maternity care package covers delivery in lying-in clinics, midwife clinics, and birthing homes.

This is also applicable if you are giving birth in a PhilHealth accredited hospital. You can use the maternity benefits for caesarian section procedure or normal delivery. Likewise, prenatal care, medical facility fees, and professional fees are also covered.

Included in the maternity benefits is the Newborn Care Package in which the newborn baby undergoes BCG vaccination, physical examination, Vitamin K administration, eye prophylaxis, Hepa B vaccine, and other newborn screening tests.

Millenium Development Goals or MDG benefits

This healthcare agency offers the so-called Millenium Development Goals or MDG. Some of the diseases covered include HIV-AIDS, malaria, animal bites, and tuberculosis. You can also avail MDG benefits if you want to undergo surgical contraception procedures such as transaction of fallopian tubes (women) or vasectomy (men).

So, if you’re not a member of PhilHealth, visit the nearest office and inquire how to become one.

Why Dates Are Considered to be Among the World’s Most Nutritious Foods

Why Dates Are Considered to be Among the World’s Most Nutritious Foods

Dates were discovered thousands of years ago and were known for its healing powers. It has been proven by Science that it provides many health benefits that can help to improve different conditions such as high cholesterol level, hypertension, heart attack, and stroke.

Because dates are nutrient-dense, consuming it shows greater positive effects on your health such as improving the metabolism. Thus, if you want to experience the health benefits of dates, you need to include it in your diet.


Here are some of the health effects of dates in our body:

  • Rich in iron – Consuming at least 100 grams of dates daily does a lot of benefits to your body. It is rich in iron that is helps to improve anemia that is very common among children and pregnant women.
  • Improves digestion – If you are experiencing constipation, you should consume dates regularly. All you have to do is to soak few pieces of dates in water and eat them. Dates are rich in fiber that will help to improve digestion thus prevent constipation.
  • Assists in weight gain – Dates are rich in protein, sugar, and other vitamins that are known to promote weight gain. But, this fruit is very flexible because it can also assist to maintain a normal level of your weight. Consume dates along with cucumber to enjoy this benefit.
  • Lowers cholesterol – This fruit is cholesterol-free that’s why if you want to regulate your cholesterol level, you must include dates in your diet. It cleanses the blood vessels to ensure the smooth flow of the blood. Thus, blood clots are at bay.

Since dates are rich in potassium, it helps to keep the nervous system in good condition. Aside from reducing the bad cholesterol level of LDL, it also prevents the risk of stroke.

  • Protein rich – Eating dates support strengthening your muscles. It’s because this fruit is loaded with protein that would keep you fit. If you work out regularly, you should keep dates part of your diet.
  • Improves bone health –Dates are good for the bone health because they are rich in copper, magnesium, manganese, and selenium. Thus, eating dates can prevent the risk of developing osteoporosis.


Nutritional chart of Dates:

Folate – 1.5Ug
Niacin – 1.6 mg
Pantothenic Acid – 0.8 mg
Pyridoxine – 0.24 mg
Riboflavin – 0.06mg
Thiamin – 0.05 mg
Vitamin A – 149 IU
Vitamin K – 2.7 Ug
Iron – 0.90 mg
Magnesium – 54mg
Phosphorus – 62 mg
Zinc – 0.44 mg
Beta Carotene – 89 Ug
Lutein Zeaxanthin – 23 Ug

Maaari nang Sampahan ng Kaso ang may Maliliit na Utang sa Pamamagitan ng Batas na Small Claims

Maaari nang Sampahan ng Kaso ang may Maliliit na Utang sa Pamamagitan ng Batas na Small Claims

Do you know that when you are in default to pay your debt on the agreed time you will be charged under the small claims procedure?

Many people in the Philippines resorted to borrowing money to make both ends meet. This is very common especially if a financial emergency happens days before the next payday. In case that it is impossible to borrow from relatives and friends, the last option is to apply for a cash loan from lenders.

The minimum amount of loan that a borrower can obtain is Php3, 000 to Php5, 000. But, the approval of the loan application also depends on the capability of the borrower to repay. In fact, there are instances in which the lender was unable to collect the borrowed amount completely.

To protect the lenders from uncollected debts, the Supreme Court has been pushing the revised small claims procedure. This will enable the lender to collect the debt payments without filing a criminal case for non-paying borrowers.

However, this new system is giving the right to the lender to file a civil case in the municipal or metropolitan court against the offenders. Under the Simple Claims procedure, the filing fee is affordable as compared to filing a criminal case. If the complainant does not have the capability to pay the fee, he or she may be exempted.


According to Chief Justice Maria Lourdes Sereno, the Small Claims is an affordable way to obtain justice. But, it does not require a lawyer’s assistance if the borrowed amount is lesser than Php200, 000. The complainant is required to pass the required documents and fill out the form.

The coverage of the Small Claims procedure includes debt, loan, mortgages, services, and rent. Once the complainant had filed the case in the municipal court, the defendant will be informed and required to answer the complaint within 30 days.

In 2016, almost 13,000 cases filed for small claims were solved.

Failure to Provide Child Support Can Now Be Considered As Child Abuse and May Lead to Imprisonment

Failure to Provide Child Support Can Now Be Considered As Child Abuse and May Lead to Imprisonment

Failure to give child support due to relationships end up well. There are instances that relationships still fail even after the couple already spent years together bind by marriage. Breaking off a relationship is worse for those with children. When a couple finally decided to put an end to the relationship, the ones that suffer and affected the most are the kids. After separation, the kid is usually left to the custody of either of the couple, most likely with the mother.


Raising a kid would be pretty costly. There will be educational, medical, and daily expenses. If a single parent is not financially capable, or even if she is, she can claim for financial support in order to make sure that the child’s needs are met.

Child Support in the Philippines

In the Philippines, there is a law that covers single parents who want to ask for financial support from their spouses. A list of parent’s responsibilities and the persons they will be responsible for are listed Under Republic Act 193 to 222. Under the family code, children whether a legitimate child or not has the right to receive a financial support until they reach the working age of 19.

It does not matter whether the parents are married or not. It is a parent’s responsibility to provide support to their kids.

But how can a single parent possibly claim a financial support?

As mentioned above, even if the couple is not married, already divorced or has put an end to the relationship, they cannot get away from the responsibility stated in the law.

This only means that a father cannot just run away from the responsibility. In case they do, the mother can seek guidance and assistance from legal practitioners or lawyers. This, however, will entail massive legal fees. Those who do not have enough means to pay for an attorney can take advantage of the service offered by the government agencies. Agencies that offer help for free or lower fees include the Department of Justice (DOJ), Public Attorney’s Office, and even from DSWD.

After filing a case, they will issue a protection order for the children involved. Usually, it means that the kids will have to remain under the mother’s custody during the case’ duration.

If you are going to make a claim, you will need to prepare a PSA Birth Certificate for your children or child and a PSA Marriage Certificate. That’s the basic documents you will need.

The failure to provide child support may be subject to certain penalties as per the new House Bill that has been passed. The penalties are applicable if the financial support amount is more than thirty thousand pesos or if the parent misses about six months of child support.

Children deserve all the love and care they can possibly get. They should not suffer the consequences of failed relationships. So every single parent should consider making a claim. Besides, it is the right of the child. Don’t be afraid to get one. The government got your back.

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